Every property is a project.
So is its financing.
As your dedicated mortgage advisor, I see every financing process through from start to finish, with the rigour of someone who knows that every detail matters. Nearly twenty years in real estate, from engineering and valuation to project management and investment, by way of running and refurbishing properties. An integrated view that lets me turn complexity into clarity, and stay by your side through every decision, until a project takes shape and a house becomes a home.
The role of a
mortgage advisor.
Between deciding to buy and signing the deed lies a long process: paperwork, bank valuation, offers, insurance, deadlines. My job is to run that process for you, with several banks at once, so you can focus on your property.
Assessment
Understanding your goals, income, commitments and what is realistic before looking for offers.
Structure
Setting the amount, term, deposit and borrowers, and preparing the paperwork so the application goes through first time.
Offers
Presenting your case to several banks and comparing their answers openly: margin, APR, insurance and contract terms.
Completion
Coordinating valuation, approval and the signing of the deed with estate agents, lawyers and the notary.
My service comes at no cost to you. I am paid by the bank you choose.
Your process, in the hands of a dedicated advisor.
Close ties with the banks
Credível works with thirteen banks and has direct contacts in each. Every application is carefully prepared to reach the right person and move forward smoothly, as quickly as possible. That rigour is what earns us the banks' trust.
Freedom of choice
The client always comes first. With the full picture in front of you, you choose the option that best fits your profile. Transparency and open communication at every stage.
Commitment and confidentiality
One point of contact, from the first figures to the final signature, always available. Confidentiality is absolute: your data is protected under the GDPR, and the whole process is regulated and supervised by the Banco de Portugal.
Property expertise
A civil engineer with a background in asset valuation, property refurbishment and project management. I work across every segment: apartments, high-value properties and real estate investment, for individuals and companies alike.
Who I work with.
- Main or second homes
- Construction, from a single house to large-scale projects
- Real estate investment
- Mortgage transfers
- High-value properties
- International clients, resident and non-resident
- I
I start with your goals and your circumstances. Using Credível's simulation tools, I can give you an approximate figure before we approach any bank.
- II
Together we set the amount, term, deposit, borrowers and type of rate, and I prepare the paperwork so your application goes through first time.
- III
We compare the offers side by side, with transparency, clarity and objectivity.
- IV
I coordinate every step through to the signing of the deed. You will never go more than two days without an update.
A personal name,
a solid structure.
I am a Credit Manager at Credível, a tied credit intermediary registered with the Banco de Portugal. A firm with a national presence, agreements with thirteen banks and repeated awards from its banking partners: the strength behind every process I handle.
Verify the registration at bportugal.pt ↗Banco Santander Totta · Banco BPI · Caixa Geral de Depósitos · Novo Banco · Unicre · Banco CTT · Bankinter · UCI · ABANCA · Crédito Agrícola · BNP Paribas Personal Finance · Cofidis · CCAM Mafra
Recognised by BPI in 2023, 2024 and in the first quarters of 2025 and 2026, and by Santander in 2022. Offices in Loures, Porto, Barcelos and Leiria.
Let's talk.
Request a call, write to me or send a WhatsApp message, whichever suits you best. If you prefer, you can share a few details now and receive an initial estimate as soon as we first speak.
Thank you. I've received your details.
I'll be back in touch with an initial estimate, usually by the next working day.
Thank you. I'll call you at the time you chose.
Thank you. I'll be in touch shortly.
Do you have a strong network?
I partner with professionals, organisations and individuals across Portugal who want to offer their clients and contacts dedicated financing solutions.
Leave your details and we'll talk through partnership options and terms, tailored to your situation.
Thank you for your interest.
I'll be in touch to talk about the partnership.
Credit
Intermediary.
Credível – Intermediação de Crédito, Unipessoal Lda is a tied credit intermediary (Intermediário de Crédito Vinculado), registered with the Banco de Portugal under no. 2663.
Check the register at bportugal.pt ↗ Full intermediary information (PT) ↗Advisory services.
Credit intermediation. Presenting or offering credit agreements to consumers and assisting consumers with preparatory work or other pre-contractual procedures.
Credit agreements covered. Mortgage credit and consumer credit.
- Banco Santander Totta, SA
- Banco BPI, SA
- Caixa Geral de Depósitos, SA
- Novo Banco, SA
- Unicre – Instituição Financeira de Crédito, SA
- Banco CTT, SA
- Bankinter, SA – Sucursal em Portugal
- Union de Créditos Inmobiliarios, SA, EFC (Sucursal em Portugal)
- ABANCA Portugal, SA
- Sicam – Caixa Central e Caixas de Crédito Agrícola Mútuo
- BNP Paribas Personal Finance, SA – Sucursal em Portugal
- Cofidis
- Caixa de Crédito Agrícola Mútuo de Mafra, CRL
Registered office: Rua Vasco da Gama, n.º 17, Lj-A, Urbanização Infantado, 2670-396 Loures, Portugal.